Purchase Your Home

When you're ready to move ahead, we're here to support you.
Before you begin your search, let's chat. Our teams help ease your mind and streamline the process.
- First time? We can be your guide and coach
- Low fixed-rate mortgages and down payment options
- Let us tailor a mortgage to your needs
- Local expertise from appraisal through servicing

30-Year Fixed
AS LOW AS
% Rate
% APR1
(45-Day Rate Lock)
15 Year Fixed
AS LOW AS
% Rate
% APR1
(45-Day Rate Lock)
FHA 30-Year Fixed
AS LOW AS
% Rate
% APR1
(45-Day Rate Lock)
Types of Mortgages
Fixed-Rate Mortgage1
Finance up to 97% of the purchase price (if qualified) and enjoy quick processing. Flexible rates and terms are available.
USDA Rural Loan
This program finances up to 100% of the property's appraised value with no mortgage insurance. Sellers can provide up to 6% toward closing costs and pre-paid items.
FHA Loan2
For individuals with credit challenges, the FHA Loan offers lower down payment options. Sellers can also provide up to 6% towards concessions.
VA Loan2
Eligible veterans can obtain up to 100% financing for owner-occupied properties (1-2 units). Seller may contribute up to 4% of the sale price plus reasonable and customary loan costs.
How Much Can I Afford?
Buying a house is a major commitment, so it pays to do your homework in advance. See how rates and terms affect monthly payments and how much house you can afford.

Helpful Resources
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APR = Annual Percentage Rate. All rates quoted are the lowest available rates, actual interest rate will be based on overall creditworthiness. Representative payment for a 30 year fixed mortgage at % with a % APR is per $1,000 borrowed. Rates are accurate as of and are subject to change without notice. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms.
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Homeowners Advantage can facilitate but is not directly associated with Veterans Affairs (VA) or the US Dept. of Housing and Urban Development (HUD).